        /* ============================================================
                   RESET Y ESTILOS BASE
                   ============================================================ */
        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }
        html {
            scroll-behavior: smooth;
        }
        body {
            font-family: 'Inter', sans-serif;
            background: #faf9f8;
            color: #1A2A3A;
            line-height: 1.6;
        }
        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 24px;
        }

        h1,
        h2,
        h3,
        h4 {
            font-family: 'Playfair Display', serif;
            font-weight: 700;
            letter-spacing: -0.02em;
        }
        h1 {
            font-size: clamp(2.8rem, 6vw, 4.8rem);
            line-height: 1.1;
        }
        h2 {
            font-size: clamp(2.2rem, 4vw, 3.2rem);
            margin-bottom: 0.5rem;
        }
        h3 {
            font-size: 1.6rem;
            margin-bottom: 0.5rem;
        }
        .subtitulo {
            font-size: 1.2rem;
            font-weight: 300;
            color: #6B7280;
            max-width: 640px;
        }
        .texto-dorado {
            color: #C9A96E;
        }

        /* ============================================================
                   BOTONES
                   ============================================================ */
        .btn {
            display: inline-block;
            padding: 14px 40px;
            border-radius: 50px;
            font-weight: 600;
            font-size: 1.05rem;
            text-decoration: none;
            transition: all 0.3s ease;
            border: none;
            cursor: pointer;
        }
        .btn-dorado {
            background: #C9A96E;
            color: #1A2A3A;
            box-shadow: 0 8px 24px rgba(201, 169, 110, 0.35);
        }
        .btn-dorado:hover {
            background: #b8975a;
            transform: translateY(-3px);
            box-shadow: 0 12px 32px rgba(201, 169, 110, 0.45);
        }
        .btn-oscuro {
            background: #1A2A3A;
            color: #fff;
        }
        .btn-oscuro:hover {
            background: #0e1a26;
        }
        .btn-whatsapp {
            background: #25D366;
            color: #fff;
        }
        .btn-whatsapp:hover {
            background: #1da851;
        }
        .btn-peligro {
            background: #e74c3c;
            color: #fff;
        }
        .btn-peligro:hover {
            background: #c0392b;
        }
        .btn-exito {
            background: #2ecc71;
            color: #fff;
        }
        .btn-exito:hover {
            background: #27ae60;
        }
        .btn-outline-dorado {
            background: transparent;
            color: #C9A96E;
            border: 2px solid #C9A96E;
        }
        .btn-outline-dorado:hover {
            background: #C9A96E;
            color: #1A2A3A;
        }

        /* ============================================================
                   HEADER
                   ============================================================ */
        header {
            background: #1A2A3A;
            padding: 18px 0;
            position: sticky;
            top: 0;
            z-index: 1000;
            border-bottom: 1px solid rgba(255, 255, 255, 0.06);
        }
        .header-flex {
            display: flex;
            justify-content: space-between;
            align-items: center;
        }
        .logo {
            font-family: 'Playfair Display', serif;
            font-size: 1.6rem;
            color: #fff;
            text-decoration: none;
            letter-spacing: -0.5px;
        }
        .logo span {
            color: #C9A96E;
        }
        .nav-links {
            display: flex;
            gap: 32px;
            align-items: center;
        }
        .nav-links a {
            color: rgba(255, 255, 255, 0.75);
            text-decoration: none;
            font-weight: 500;
            font-size: 0.95rem;
            transition: color 0.2s;
        }
        .nav-links a:hover {
            color: #fff;
        }
        .nav-cta {
            background: #C9A96E;
            color: #1A2A3A !important;
            padding: 8px 22px;
            border-radius: 50px;
            font-weight: 600;
        }
        .nav-cta:hover {
            background: #b8975a !important;
        }

        /* ============================================================
                   SPLASH DE PROMOCIÓN
                   ============================================================ */
        .splash-promo {
            background: linear-gradient(135deg, #C9A96E 0%, #b8975a 100%);
            color: #1A2A3A;
            padding: 14px 0;
            text-align: center;
            font-weight: 600;
            font-size: 1rem;
            display: none;
            border-bottom: 2px solid rgba(26, 42, 58, 0.1);
        }
        .splash-promo.visible {
            display: block;
            animation: slideDown 0.5s ease;
        }
        .splash-promo strong {
            background: rgba(255, 255, 255, 0.25);
            padding: 2px 12px;
            border-radius: 20px;
        }
        .splash-promo .cerrar-promo {
            background: none;
            border: none;
            color: #1A2A3A;
            font-size: 1.2rem;
            cursor: pointer;
            margin-left: 16px;
            opacity: 0.7;
        }
        .splash-promo .cerrar-promo:hover {
            opacity: 1;
        }
        @keyframes slideDown {
            from {
                transform: translateY(-100%);
                opacity: 0;
            }
            to {
                transform: translateY(0);
                opacity: 1;
            }
        }

        /* ============================================================
                   PANEL DE REGISTRO Y LOGIN PARA CLIENTES (Ctrl+Shift+U)
                   ============================================================ */
        .panel-registro {
            display: none;
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            z-index: 99997;
            background: rgba(0, 0, 0, 0.85);
            backdrop-filter: blur(10px);
            justify-content: center;
            align-items: center;
            padding: 20px;
            animation: fadeInPanel 0.3s ease;
        }
        .panel-registro.visible {
            display: flex;
        }
        @keyframes fadeInPanel {
            from {
                opacity: 0;
                transform: scale(0.95);
            }
            to {
                opacity: 1;
                transform: scale(1);
            }
        }
        .panel-registro .panel-content {
            background: #1A2A3A;
            border-radius: 24px;
            padding: 40px 48px;
            max-width: 500px;
            width: 100%;
            border: 2px solid rgba(201, 169, 110, 0.2);
            box-shadow: 0 30px 80px rgba(0, 0, 0, 0.6);
        }
        .panel-registro .panel-content h2 {
            color: #C9A96E;
            font-size: 1.6rem;
            text-align: center;
            margin-bottom: 4px;
        }
        .panel-registro .panel-content .subtitulo {
            text-align: center;
            color: rgba(255, 255, 255, 0.5);
            margin-bottom: 20px;
        }
        .panel-registro .panel-content .cerrar-panel {
            float: right;
            background: none;
            border: none;
            color: rgba(255, 255, 255, 0.4);
            font-size: 1.8rem;
            cursor: pointer;
            transition: color 0.2s;
        }
        .panel-registro .panel-content .cerrar-panel:hover {
            color: #fff;
        }
        .panel-registro .panel-content .form-group {
            margin-bottom: 16px;
        }
        .panel-registro .panel-content .form-group label {
            display: block;
            color: rgba(255, 255, 255, 0.6);
            font-weight: 500;
            font-size: 0.85rem;
            margin-bottom: 4px;
        }
        .panel-registro .panel-content .form-group input {
            width: 100%;
            padding: 10px 14px;
            border-radius: 10px;
            border: 1px solid rgba(255, 255, 255, 0.1);
            background: rgba(255, 255, 255, 0.06);
            color: #fff;
            font-size: 0.95rem;
        }
        .panel-registro .panel-content .form-group input:focus {
            outline: none;
            border-color: #C9A96E;
        }
        .panel-registro .panel-content .btn {
            width: 100%;
        }
        .panel-registro .panel-content .toggle-registro {
            text-align: center;
            color: rgba(255, 255, 255, 0.4);
            font-size: 0.85rem;
            margin-top: 12px;
            cursor: pointer;
            transition: color 0.2s;
        }
        .panel-registro .panel-content .toggle-registro:hover {
            color: #C9A96E;
        }

        /* ============================================================
                   PANEL SECRETO 1: CLIENTES (Ctrl+Shift+C) - SOLO PARA TI
                   ============================================================ */
        .panel-secreto {
            display: none;
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            z-index: 99999;
            background: rgba(0, 0, 0, 0.92);
            backdrop-filter: blur(12px);
            justify-content: center;
            align-items: center;
            padding: 20px;
            animation: fadeInPanel 0.3s ease;
        }
        .panel-secreto.visible {
            display: flex;
        }
        .panel-secreto .panel-content {
            background: #1A2A3A;
            border-radius: 24px;
            padding: 40px 48px;
            max-width: 1100px;
            width: 100%;
            max-height: 90vh;
            overflow-y: auto;
            border: 2px solid rgba(201, 169, 110, 0.2);
            box-shadow: 0 30px 80px rgba(0, 0, 0, 0.6);
        }
        .panel-secreto .panel-content h2 {
            color: #C9A96E;
            font-size: 1.8rem;
            margin-bottom: 4px;
        }
        .panel-secreto .panel-content .subtitulo {
            color: rgba(255, 255, 255, 0.5);
            margin-bottom: 20px;
        }
        .panel-secreto .panel-content .cerrar-panel {
            float: right;
            background: none;
            border: none;
            color: rgba(255, 255, 255, 0.4);
            font-size: 1.8rem;
            cursor: pointer;
            transition: color 0.2s;
        }
        .panel-secreto .panel-content .cerrar-panel:hover {
            color: #fff;
        }

        .panel-secreto .login-form {
            text-align: center;
            padding: 30px 0;
        }
        .panel-secreto .login-form .form-group {
            max-width: 320px;
            margin: 12px auto;
        }
        .panel-secreto .login-form .form-group input {
            text-align: center;
            width: 100%;
            padding: 10px 14px;
            border-radius: 10px;
            border: 1px solid rgba(255, 255, 255, 0.1);
            background: rgba(255, 255, 255, 0.06);
            color: #fff;
            font-size: 0.95rem;
        }
        .panel-secreto .login-form .form-group input:focus {
            outline: none;
            border-color: #C9A96E;
        }

        .panel-secreto .badge-secreto {
            display: inline-block;
            background: #C9A96E;
            color: #1A2A3A;
            padding: 2px 12px;
            border-radius: 20px;
            font-size: 0.65rem;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 1px;
        }

        .panel-secreto .tabla-clientes {
            width: 100%;
            border-collapse: collapse;
            margin-top: 16px;
            font-size: 0.85rem;
        }
        .panel-secreto .tabla-clientes th {
            text-align: left;
            color: rgba(255, 255, 255, 0.4);
            font-weight: 600;
            font-size: 0.7rem;
            text-transform: uppercase;
            letter-spacing: 1px;
            padding: 8px 6px;
            border-bottom: 1px solid rgba(255, 255, 255, 0.06);
        }
        .panel-secreto .tabla-clientes td {
            padding: 8px 6px;
            color: rgba(255, 255, 255, 0.8);
            border-bottom: 1px solid rgba(255, 255, 255, 0.04);
        }
        .panel-secreto .tabla-clientes tr:hover td {
            background: rgba(255, 255, 255, 0.03);
        }
        .panel-secreto .tabla-clientes .estado-pago {
            display: inline-block;
            padding: 2px 12px;
            border-radius: 20px;
            font-size: 0.65rem;
            font-weight: 700;
            text-transform: uppercase;
        }
        .panel-secreto .tabla-clientes .estado-pago.pagado {
            background: #2ecc71;
            color: #fff;
        }
        .panel-secreto .tabla-clientes .estado-pago.pendiente {
            background: #f39c12;
            color: #fff;
        }
        .panel-secreto .tabla-clientes .estado-pago.revisando {
            background: #3498db;
            color: #fff;
        }
        .panel-secreto .tabla-clientes .estado-pago.rechazado {
            background: #e74c3c;
            color: #fff;
        }
        .panel-secreto .tabla-clientes .btn-accion {
            padding: 3px 10px;
            border-radius: 12px;
            font-size: 0.65rem;
            font-weight: 600;
            border: none;
            cursor: pointer;
            transition: 0.2s;
            margin: 0 2px;
        }
        .panel-secreto .tabla-clientes .btn-accion.ver {
            background: #3498db;
            color: #fff;
        }
        .panel-secreto .tabla-clientes .btn-accion.ver:hover {
            background: #2980b9;
        }
        .panel-secreto .tabla-clientes .btn-accion.pagar {
            background: #2ecc71;
            color: #fff;
        }
        .panel-secreto .tabla-clientes .btn-accion.pagar:hover {
            background: #27ae60;
        }
        .panel-secreto .tabla-clientes .btn-accion.eliminar {
            background: #e74c3c;
            color: #fff;
        }
        .panel-secreto .tabla-clientes .btn-accion.eliminar:hover {
            background: #c0392b;
        }

        .panel-secreto .resumen-cards {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 16px;
            margin-bottom: 20px;
        }
        .panel-secreto .resumen-cards .card {
            background: rgba(255, 255, 255, 0.04);
            border-radius: 12px;
            padding: 16px 20px;
            border: 1px solid rgba(255, 255, 255, 0.06);
            text-align: center;
        }
        .panel-secreto .resumen-cards .card .numero {
            font-size: 2rem;
            font-weight: 700;
            color: #C9A96E;
        }
        .panel-secreto .resumen-cards .card .label {
            color: rgba(255, 255, 255, 0.4);
            font-size: 0.7rem;
            text-transform: uppercase;
            letter-spacing: 1px;
            margin-top: 4px;
        }

        /* ============================================================
                   PANEL SECRETO 2: ADMIN (Ctrl+Shift+A) - SOLO PARA TI
                   ============================================================ */
        .panel-admin {
            display: none;
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            z-index: 99998;
            background: rgba(0, 0, 0, 0.92);
            backdrop-filter: blur(12px);
            justify-content: center;
            align-items: center;
            padding: 20px;
            animation: fadeInPanel 0.3s ease;
        }
        .panel-admin.visible {
            display: flex;
        }
        .panel-admin .panel-content {
            background: #1A2A3A;
            border-radius: 24px;
            padding: 40px 48px;
            max-width: 900px;
            width: 100%;
            max-height: 90vh;
            overflow-y: auto;
            border: 2px solid rgba(201, 169, 110, 0.2);
            box-shadow: 0 30px 80px rgba(0, 0, 0, 0.6);
        }
        .panel-admin .panel-content h2 {
            color: #C9A96E;
            font-size: 1.8rem;
            margin-bottom: 4px;
        }
        .panel-admin .panel-content .subtitulo {
            color: rgba(255, 255, 255, 0.5);
            margin-bottom: 20px;
        }
        .panel-admin .panel-content .cerrar-panel {
            float: right;
            background: none;
            border: none;
            color: rgba(255, 255, 255, 0.4);
            font-size: 1.8rem;
            cursor: pointer;
            transition: color 0.2s;
        }
        .panel-admin .panel-content .cerrar-panel:hover {
            color: #fff;
        }

        .panel-admin .admin-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 16px;
        }
        .panel-admin .admin-card {
            background: rgba(255, 255, 255, 0.04);
            border-radius: 12px;
            padding: 16px 20px;
            border: 1px solid rgba(255, 255, 255, 0.06);
        }
        .panel-admin .admin-card h3 {
            font-family: 'Inter', sans-serif;
            font-weight: 600;
            font-size: 0.95rem;
            color: #fff;
            margin-bottom: 10px;
        }
        .panel-admin .admin-card label {
            display: block;
            color: rgba(255, 255, 255, 0.5);
            font-size: 0.75rem;
            font-weight: 500;
            margin-bottom: 2px;
        }
        .panel-admin .admin-card input,
        .panel-admin .admin-card select {
            width: 100%;
            padding: 8px 12px;
            border-radius: 8px;
            border: 1px solid rgba(255, 255, 255, 0.1);
            background: rgba(255, 255, 255, 0.06);
            color: #fff;
            font-size: 0.9rem;
            margin-bottom: 8px;
        }
        .panel-admin .admin-card input:focus {
            outline: none;
            border-color: #C9A96E;
        }
        .panel-admin .admin-card .btn {
            font-size: 0.8rem;
            padding: 6px 16px;
        }
        .panel-admin .admin-card .estado-activo {
            color: #2ecc71;
            font-weight: 600;
        }
        .panel-admin .admin-card .estado-inactivo {
            color: #e74c3c;
            font-weight: 600;
        }
        .panel-admin .admin-card .codigo-item {
            background: rgba(255, 255, 255, 0.04);
            padding: 4px 10px;
            border-radius: 6px;
            margin-bottom: 4px;
            display: flex;
            justify-content: space-between;
            align-items: center;
        }
        .panel-admin .admin-card .codigo-item span {
            color: #C9A96E;
            font-weight: 700;
            font-size: 0.9rem;
        }
        .panel-admin .admin-card .codigo-item .usos {
            color: rgba(255, 255, 255, 0.3);
            font-size: 0.7rem;
        }
        .panel-admin .admin-card .codigo-input-group {
            display: flex;
            gap: 6px;
        }
        .panel-admin .admin-card .codigo-input-group input {
            flex: 1;
            margin-bottom: 0;
        }
        .panel-admin .admin-card .codigo-input-group .btn {
            padding: 6px 12px;
            font-size: 0.7rem;
        }

        /* ============================================================
                   HERO
                   ============================================================ */
        .hero {
            background: #1A2A3A;
            padding: 80px 0 100px;
            position: relative;
            overflow: hidden;
        }
        .hero::after {
            content: '';
            position: absolute;
            top: -30%;
            right: -10%;
            width: 600px;
            height: 600px;
            background: radial-gradient(circle, rgba(201, 169, 110, 0.06) 0%, transparent 70%);
            border-radius: 50%;
            pointer-events: none;
        }
        .hero-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 60px;
            align-items: center;
            position: relative;
            z-index: 2;
        }
        .hero-texto h1 {
            color: #fff;
            margin-bottom: 20px;
        }
        .hero-texto p {
            color: rgba(255, 255, 255, 0.75);
            font-size: 1.2rem;
            max-width: 520px;
            margin-bottom: 32px;
            font-weight: 300;
        }
        .hero-badge {
            display: inline-block;
            background: rgba(201, 169, 110, 0.15);
            color: #C9A96E;
            padding: 6px 18px;
            border-radius: 50px;
            font-size: 0.85rem;
            font-weight: 500;
            margin-bottom: 20px;
            border: 1px solid rgba(201, 169, 110, 0.2);
        }
        .hero-imagen img {
            max-width: 100%;
            border-radius: 12px;
            box-shadow: 0 30px 60px rgba(0, 0, 0, 0.5);
            width: 100%;
            height: auto;
            object-fit: cover;
        }
        .trust-badge {
            display: flex;
            gap: 28px;
            margin-top: 24px;
            flex-wrap: wrap;
        }
        .trust-badge span {
            color: rgba(255, 255, 255, 0.5);
            font-size: 0.85rem;
            display: flex;
            align-items: center;
            gap: 8px;
        }
        .trust-badge i {
            color: #C9A96E;
        }

        /* ============================================================
                   PILARES
                   ============================================================ */
        .pilares {
            padding: 80px 0;
            background: #fff;
        }
        .pilares-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 40px;
            margin-top: 48px;
        }
        .pilar-card {
            text-align: center;
            padding: 40px 28px;
            border-radius: 16px;
            background: #faf9f8;
            transition: all 0.3s ease;
            border: 1px solid #f0eeec;
        }
        .pilar-card:hover {
            transform: translateY(-8px);
            box-shadow: 0 20px 40px rgba(26, 42, 58, 0.06);
            border-color: #C9A96E;
        }
        .pilar-card i {
            font-size: 2.8rem;
            color: #C9A96E;
            margin-bottom: 20px;
        }
        .pilar-card h3 {
            font-family: 'Inter', sans-serif;
            font-weight: 600;
            font-size: 1.25rem;
        }
        .pilar-card p {
            color: #6B7280;
            font-size: 0.98rem;
            margin-top: 8px;
        }

        /* ============================================================
                   SERVICIOS (12 servicios)
                   ============================================================ */
        .servicios {
            padding: 80px 0;
            background: #faf9f8;
        }
        .servicios-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 24px;
            margin-top: 48px;
        }
        .servicio-card {
            background: #fff;
            padding: 28px 24px;
            border-radius: 16px;
            border: 1px solid #f0eeec;
            transition: all 0.3s ease;
            display: flex;
            flex-direction: column;
            position: relative;
        }
        .servicio-card:hover {
            border-color: #C9A96E;
            box-shadow: 0 12px 32px rgba(26, 42, 58, 0.06);
            transform: translateY(-4px);
        }
        .servicio-card .icono-servicio {
            font-size: 2rem;
            color: #C9A96E;
            margin-bottom: 12px;
        }
        .servicio-card h3 {
            font-family: 'Inter', sans-serif;
            font-weight: 600;
            font-size: 1.1rem;
        }
        .servicio-card .precio {
            font-size: 1.6rem;
            font-weight: 700;
            color: #1A2A3A;
            margin: 8px 0 12px;
        }
        .servicio-card .precio span {
            font-size: 0.9rem;
            font-weight: 400;
            color: #6B7280;
        }
        .servicio-card .precio .precio-original {
            text-decoration: line-through;
            color: #999;
            font-size: 1.1rem;
            margin-right: 8px;
        }
        .servicio-card .precio .precio-descuento {
            color: #e74c3c;
            font-weight: 700;
        }
        .servicio-card .etiqueta-descuento {
            position: absolute;
            top: -10px;
            right: -10px;
            background: #e74c3c;
            color: #fff;
            padding: 4px 14px;
            border-radius: 20px;
            font-size: 0.75rem;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 1px;
            box-shadow: 0 4px 12px rgba(231, 76, 60, 0.3);
            display: none;
        }
        .servicio-card .etiqueta-descuento.visible {
            display: block;
            animation: pulse 2s infinite;
        }
        @keyframes pulse {
            0%,
            100% {
                transform: scale(1);
            }
            50% {
                transform: scale(1.05);
            }
        }
        .servicio-card ul {
            list-style: none;
            margin: 12px 0 20px;
            flex: 1;
        }
        .servicio-card ul li {
            padding: 4px 0;
            color: #4A4A4A;
            font-size: 0.9rem;
        }
        .servicio-card ul li i {
            color: #C9A96E;
            margin-right: 10px;
            width: 18px;
        }
        .servicio-card .btn {
            align-self: flex-start;
            padding: 10px 28px;
            font-size: 0.95rem;
        }

        .servicio-destacado {
            grid-column: 1 / -1;
            background: linear-gradient(135deg, #1A2A3A 0%, #0e1a26 100%);
            color: #fff;
            border-color: #C9A96E !important;
            border-width: 2px !important;
        }
        .servicio-destacado h3 {
            color: #C9A96E;
        }
        .servicio-destacado .precio {
            color: #fff;
        }
        .servicio-destacado .precio span {
            color: rgba(255, 255, 255, 0.6);
        }
        .servicio-destacado ul li {
            color: rgba(255, 255, 255, 0.8);
        }
        .servicio-destacado .btn {
            background: #C9A96E;
            color: #1A2A3A;
        }
        .servicio-destacado .btn:hover {
            background: #b8975a;
        }

        /* ============================================================
                   TESTIMONIOS
                   ============================================================ */
        .testimonios {
            padding: 80px 0;
            background: #fff;
        }
        .testimonios-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 30px;
            margin-top: 48px;
        }
        .testimonio {
            background: #faf9f8;
            padding: 28px 24px;
            border-radius: 16px;
            border: 1px solid #f0eeec;
            transition: 0.3s;
        }
        .testimonio:hover {
            border-color: #C9A96E;
        }
        .testimonio .estrellas {
            color: #C9A96E;
            letter-spacing: 2px;
            font-size: 1rem;
        }
        .testimonio .estrellas .estrella-vacia {
            color: #ddd;
        }
        .testimonio blockquote {
            font-style: italic;
            color: #1A2A3A;
            margin: 10px 0 12px;
            font-size: 0.98rem;
            line-height: 1.6;
        }
        .testimonio .autor {
            display: flex;
            align-items: center;
            gap: 14px;
        }
        .testimonio .autor img {
            width: 44px;
            height: 44px;
            border-radius: 50%;
            object-fit: cover;
            background: #ddd;
        }
        .testimonio .autor .nombre {
            font-weight: 600;
            font-size: 0.9rem;
        }
        .testimonio .autor .cargo {
            font-size: 0.8rem;
            color: #6B7280;
        }
        .testimonio .respuesta {
            margin-top: 14px;
            padding-top: 14px;
            border-top: 1px solid #e8e6e4;
            font-size: 0.9rem;
            color: #4A4A4A;
            background: #f5f3f1;
            padding: 12px 16px;
            border-radius: 10px;
        }
        .testimonio .respuesta strong {
            color: #C9A96E;
            font-weight: 600;
        }
        .testimonio .respuesta i {
            color: #C9A96E;
            margin-right: 6px;
        }

        /* ============================================================
                   FORMULARIO DE OPINIONES
                   ============================================================ */
        .opiniones {
            padding: 60px 0;
            background: #faf9f8;
        }
        .opiniones-wrapper {
            max-width: 700px;
            margin: 0 auto;
            background: #fff;
            padding: 40px 48px;
            border-radius: 20px;
            border: 1px solid #f0eeec;
        }
        .opiniones-wrapper h2 {
            text-align: center;
            margin-bottom: 4px;
        }
        .opiniones-wrapper .subtitulo {
            text-align: center;
            margin: 0 auto 24px;
        }
        .opiniones-wrapper .form-group {
            margin-bottom: 18px;
        }
        .opiniones-wrapper .calificacion-estrellas {
            display: flex;
            gap: 8px;
            font-size: 2rem;
            cursor: pointer;
        }
        .opiniones-wrapper .calificacion-estrellas i {
            transition: color 0.2s;
            color: #ddd;
        }
        .opiniones-wrapper .calificacion-estrellas i.activa {
            color: #C9A96E;
        }

        /* ============================================================
                   BLOG
                   ============================================================ */
        .blog {
            padding: 80px 0;
            background: #fff;
        }
        .blog-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 30px;
            margin-top: 48px;
        }
        .blog-card {
            background: #fff;
            border-radius: 16px;
            overflow: hidden;
            border: 1px solid #f0eeec;
            transition: all 0.3s ease;
        }
        .blog-card:hover {
            transform: translateY(-6px);
            box-shadow: 0 16px 40px rgba(26, 42, 58, 0.08);
            border-color: #C9A96E;
        }
        .blog-card img {
            width: 100%;
            height: 200px;
            object-fit: cover;
        }
        .blog-card .blog-contenido {
            padding: 24px 24px 28px;
        }
        .blog-card .blog-contenido .categoria {
            font-size: 0.75rem;
            text-transform: uppercase;
            letter-spacing: 2px;
            color: #C9A96E;
            font-weight: 600;
        }
        .blog-card .blog-contenido h3 {
            font-family: 'Inter', sans-serif;
            font-weight: 600;
            font-size: 1.15rem;
            margin: 8px 0 12px;
        }
        .blog-card .blog-contenido p {
            color: #6B7280;
            font-size: 0.95rem;
            margin-bottom: 16px;
        }

        .blog-card .blog-completo {
            display: none;
            margin-top: 12px;
            padding-top: 12px;
            border-top: 1px solid #f0eeec;
        }
        .blog-card .blog-completo p {
            margin-bottom: 10px;
            color: #1A2A3A;
        }
        .blog-card .blog-completo ul {
            padding-left: 20px;
            margin: 10px 0;
        }
        .blog-card .blog-completo ul li {
            margin-bottom: 6px;
            color: #4A4A4A;
        }
        .blog-card .blog-completo strong {
            color: #1A2A3A;
        }
        .blog-card .blog-completo em {
            color: #4A4A4A;
        }

        .blog-card .leer-mas {
            display: inline-block;
            margin-top: 12px;
            color: #C9A96E;
            text-decoration: none;
            font-weight: 600;
            font-size: 0.95rem;
            cursor: pointer;
            transition: color 0.2s;
        }
        .blog-card .leer-mas:hover {
            color: #b8975a;
            text-decoration: underline;
        }

        .blog-card.expandido .blog-completo {
            display: block !important;
        }
        .blog-card.expandido .leer-mas {
            display: none;
        }
        .blog-card .btn-cerrar {
            display: none;
            margin-top: 12px;
            color: #6B7280;
            text-decoration: none;
            font-weight: 500;
            font-size: 0.9rem;
            cursor: pointer;
        }
        .blog-card.expandido .btn-cerrar {
            display: inline-block;
        }

        /* ============================================================
                   CÓMO FUNCIONA
                   ============================================================ */
        .como-funciona {
            padding: 80px 0;
            background: #1A2A3A;
            color: #fff;
        }
        .pasos-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 40px;
            margin-top: 48px;
        }
        .paso {
            text-align: center;
            padding: 32px 20px;
            border-radius: 16px;
            background: rgba(255, 255, 255, 0.04);
            border: 1px solid rgba(255, 255, 255, 0.06);
            transition: 0.3s;
        }
        .paso:hover {
            background: rgba(255, 255, 255, 0.08);
            border-color: rgba(201, 169, 110, 0.3);
        }
        .paso .numero {
            font-family: 'Playfair Display', serif;
            font-size: 3rem;
            color: #C9A96E;
            font-weight: 700;
            opacity: 0.6;
        }
        .paso h3 {
            font-family: 'Inter', sans-serif;
            font-weight: 600;
            font-size: 1.3rem;
            margin: 12px 0 8px;
        }
        .paso p {
            color: rgba(255, 255, 255, 0.7);
            font-size: 0.98rem;
            max-width: 280px;
            margin: 0 auto;
        }

        /* ============================================================
                   FORMULARIO PRINCIPAL
                   ============================================================ */
        .formulario-section {
            padding: 80px 0;
            background: #fff;
        }
        .formulario-wrapper {
            max-width: 820px;
            margin: 0 auto;
            background: #faf9f8;
            padding: 48px 56px;
            border-radius: 20px;
            border: 1px solid #f0eeec;
        }
        .formulario-wrapper h2 {
            text-align: center;
            margin-bottom: 8px;
        }
        .formulario-wrapper .subtitulo {
            text-align: center;
            margin: 0 auto 32px;
        }
        .form-group {
            margin-bottom: 20px;
        }
        .form-group label {
            display: block;
            font-weight: 600;
            font-size: 0.95rem;
            margin-bottom: 6px;
            color: #1A2A3A;
        }
        .form-group label .obligatorio {
            color: #e74c3c;
        }
        .form-group input,
        .form-group select,
        .form-group textarea {
            width: 100%;
            padding: 12px 16px;
            border: 1px solid #ddd;
            border-radius: 10px;
            font-family: 'Inter', sans-serif;
            font-size: 1rem;
            transition: border 0.3s;
            background: #fff;
        }
        .form-group input:focus,
        .form-group select:focus,
        .form-group textarea:focus {
            outline: none;
            border-color: #C9A96E;
            box-shadow: 0 0 0 3px rgba(201, 169, 110, 0.15);
        }
        .form-group textarea {
            resize: vertical;
            min-height: 80px;
        }
        .form-row-2 {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 20px;
        }

        .form-group .checkbox-group {
            display: flex;
            align-items: flex-start;
            gap: 12px;
        }
        .form-group .checkbox-group input[type="checkbox"] {
            width: 20px;
            height: 20px;
            margin-top: 3px;
            accent-color: #C9A96E;
            cursor: pointer;
        }
        .form-group .checkbox-group label {
            font-size: 0.9rem;
            color: #4A4A4A;
            cursor: pointer;
        }
        .form-group .checkbox-group label strong {
            color: #1A2A3A;
        }

        .badge-pago {
            display: flex;
            justify-content: center;
            gap: 20px;
            margin-top: 20px;
            flex-wrap: wrap;
        }
        .badge-pago img {
            height: 32px;
            opacity: 0.6;
            transition: opacity 0.3s;
        }
        .badge-pago img:hover {
            opacity: 1;
        }
        .badge-banco {
            display: inline-flex;
            align-items: center;
            gap: 6px;
            padding: 6px 16px;
            border-radius: 30px;
            background: #f0eeec;
            color: #1A2A3A;
            font-weight: 600;
            font-size: 0.85rem;
        }
        .metodo-pago-item {
            background: rgba(255,255,255,0.6);
            border-radius: 8px;
            padding: 8px 12px;
            margin-bottom: 8px;
            font-size: 0.9rem;
            color: #1A2A3A;
        }
        .metodo-pago-item i {
            color: #C9A96E;
            width: 18px;
        }

        /* Selector de métodos de pago (solo iconos/nombres, sin datos de cuenta) */
        .selector-metodos-pago {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 12px;
            margin-bottom: 16px;
        }
        .metodo-card {
            background: rgba(255,255,255,0.75);
            border: 2px solid rgba(0,0,0,0.08);
            border-radius: 10px;
            padding: 16px 10px;
            text-align: center;
            cursor: pointer;
            transition: all 0.2s ease;
        }
        .metodo-card:hover {
            border-color: #C9A96E;
            transform: translateY(-2px);
        }
        .metodo-card.seleccionado {
            border-color: #C9A96E;
            background: #fff;
            box-shadow: 0 4px 14px rgba(201,169,110,0.25);
        }
        .metodo-card i {
            font-size: 1.5rem;
            color: #C9A96E;
            display: block;
            margin-bottom: 6px;
        }
        .metodo-card span {
            font-weight: 600;
            font-size: 0.85rem;
            color: #1A2A3A;
        }
        .detalle-metodo-pago {
            display: none;
            background: rgba(255,255,255,0.7);
            border-radius: 10px;
            padding: 14px 16px;
            margin-top: 4px;
            border-left: 4px solid #C9A96E;
        }
        .detalle-metodo-pago.visible {
            display: block;
        }
        .fila-cuenta-pago {
            display: flex;
            align-items: center;
            justify-content: space-between;
            flex-wrap: wrap;
            gap: 10px;
            margin-bottom: 10px;
        }
        .fila-cuenta-pago .numero-cuenta {
            font-size: 1.05rem;
            font-weight: 700;
            color: #1A2A3A;
            letter-spacing: 0.5px;
        }
        .btn-copiar {
            background: #1A2A3A;
            color: #fff;
            border: none;
            border-radius: 6px;
            padding: 7px 14px;
            font-size: 0.8rem;
            cursor: pointer;
            display: inline-flex;
            align-items: center;
            gap: 6px;
            transition: background 0.2s;
        }
        .btn-copiar:hover { background: #C9A96E; color: #1A2A3A; }
        .btn-copiar.copiado { background: #2e7d32; }
        .btn-link-pagar {
            display: inline-flex;
            align-items: center;
            gap: 6px;
            background: #C9A96E;
            color: #1A2A3A;
            border-radius: 6px;
            padding: 7px 14px;
            font-size: 0.8rem;
            font-weight: 600;
            text-decoration: none;
        }
        .btn-link-pagar:hover { opacity: 0.9; }

        /* ============================================================
                   FAQ
                   ============================================================ */
        .faq {
            padding: 80px 0;
            background: #faf9f8;
        }
        .faq-grid {
            max-width: 780px;
            margin: 48px auto 0;
            display: flex;
            flex-direction: column;
            gap: 16px;
        }
        .faq-item {
            background: #fff;
            border-radius: 12px;
            padding: 24px 28px;
            border: 1px solid #f0eeec;
            transition: 0.2s;
        }
        .faq-item:hover {
            border-color: #C9A96E;
        }
        .faq-item h4 {
            font-family: 'Inter', sans-serif;
            font-weight: 600;
            font-size: 1.05rem;
            margin-bottom: 6px;
            display: flex;
            gap: 12px;
        }
        .faq-item h4 i {
            color: #C9A96E;
            font-size: 1.2rem;
        }
        .faq-item p {
            color: #4A4A4A;
            font-size: 0.98rem;
            padding-left: 32px;
        }

        /* ============================================================
                   CTA FINAL
                   ============================================================ */
        .cta-final {
            padding: 80px 0;
            background: #1A2A3A;
            text-align: center;
            border-top: 1px solid rgba(201, 169, 110, 0.15);
        }
        .cta-final h2 {
            color: #fff;
            max-width: 700px;
            margin: 0 auto 16px;
        }
        .cta-final p {
            color: rgba(255, 255, 255, 0.7);
            font-size: 1.15rem;
            max-width: 560px;
            margin: 0 auto 32px;
        }
        .cta-buttons {
            display: flex;
            gap: 16px;
            justify-content: center;
            flex-wrap: wrap;
        }

        /* ============================================================
                   FOOTER CON DATOS LEGALES COMPLETOS PARA COLOMBIA
                   ============================================================ */
        footer {
            background: #0e1a26;
            padding: 50px 0 30px;
            color: rgba(255, 255, 255, 0.5);
            font-size: 0.9rem;
            border-top: 1px solid rgba(255, 255, 255, 0.04);
        }
        footer .footer-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
            gap: 30px;
            text-align: left;
            margin-bottom: 30px;
        }
        footer .footer-grid h4 {
            color: #fff;
            font-family: 'Inter', sans-serif;
            font-weight: 600;
            font-size: 1rem;
            margin-bottom: 10px;
        }
        footer .footer-grid h4 i {
            color: #C9A96E;
            margin-right: 8px;
        }
        footer .footer-grid ul {
            list-style: none;
            padding: 0;
            font-size: 0.9rem;
            line-height: 2;
        }
        footer .footer-grid ul li a,
        footer .footer-grid ul li {
            color: rgba(255, 255, 255, 0.5);
            text-decoration: none;
            transition: color 0.2s;
        }
        footer .footer-grid ul li a:hover {
            color: #C9A96E;
        }
        footer .footer-grid ul li i {
            color: #C9A96E;
            width: 20px;
        }

        footer hr {
            border: none;
            border-top: 1px solid rgba(255, 255, 255, 0.06);
            margin: 20px 0;
        }

        footer .legal-text {
            text-align: center;
            color: rgba(255, 255, 255, 0.3);
            font-size: 0.75rem;
            line-height: 1.8;
            max-width: 900px;
            margin: 0 auto;
        }
        footer .legal-text strong {
            color: rgba(255, 255, 255, 0.4);
        }
        footer .legal-text a {
            color: rgba(255, 255, 255, 0.3);
            text-decoration: none;
            transition: color 0.2s;
        }
        footer .legal-text a:hover {
            color: #C9A96E;
        }

        footer .trust-badges {
            display: flex;
            justify-content: center;
            gap: 20px;
            margin-top: 20px;
            flex-wrap: wrap;
        }
        footer .trust-badges span {
            color: rgba(255, 255, 255, 0.2);
            font-size: 0.7rem;
            display: flex;
            align-items: center;
            gap: 6px;
        }
        footer .trust-badges span i {
            color: #C9A96E;
        }

        /* ============================================================
                   TOAST
                   ============================================================ */
        .toast {
            position: fixed;
            bottom: 30px;
            right: 30px;
            background: #1A2A3A;
            color: #fff;
            padding: 18px 32px;
            border-radius: 12px;
            box-shadow: 0 12px 40px rgba(0, 0, 0, 0.3);
            font-weight: 500;
            transform: translateY(100px);
            opacity: 0;
            transition: all 0.5s ease;
            z-index: 99999;
            border-left: 4px solid #C9A96E;
        }
        .toast.visible {
            transform: translateY(0);
            opacity: 1;
        }
        .toast i {
            color: #C9A96E;
            margin-right: 12px;
        }

        /* ============================================================
                   RESPONSIVE
                   ============================================================ */
        @media (max-width: 1024px) {
            .hero-grid {
                grid-template-columns: 1fr;
                text-align: center;
            }
            .hero-texto p {
                margin: 0 auto 32px;
            }
            .trust-badge {
                justify-content: center;
            }
            .pilares-grid,
            .testimonios-grid,
            .blog-grid {
                grid-template-columns: 1fr 1fr;
            }
            .servicios-grid {
                grid-template-columns: 1fr 1fr;
            }
            .panel-admin .admin-grid {
                grid-template-columns: 1fr;
            }
            .panel-secreto .resumen-cards {
                grid-template-columns: 1fr 1fr;
            }
            .panel-secreto .panel-content,
            .panel-admin .panel-content {
                padding: 28px 20px;
            }
            .panel-secreto .tabla-clientes {
                font-size: 0.7rem;
            }
            .panel-secreto .tabla-clientes th,
            .panel-secreto .tabla-clientes td {
                padding: 4px 3px;
            }
            footer .footer-grid {
                grid-template-columns: 1fr 1fr;
            }
        }
        @media (max-width: 768px) {
            .nav-links {
                display: none;
            }
            .header-flex {
                justify-content: center;
            }
            .pilares-grid,
            .testimonios-grid,
            .pasos-grid,
            .blog-grid,
            .servicios-grid {
                grid-template-columns: 1fr;
            }
            .paso p {
                max-width: 100%;
            }
            .faq-item p {
                padding-left: 0;
            }
            .hero {
                padding: 60px 0 70px;
            }
            .btn {
                padding: 12px 28px;
                font-size: 0.95rem;
            }
            .servicio-card .btn {
                align-self: stretch;
                text-align: center;
            }
            .form-row-2 {
                grid-template-columns: 1fr;
            }
            .formulario-wrapper {
                padding: 24px 16px;
            }
            .servicio-destacado {
                grid-column: 1;
            }
            .panel-secreto .panel-content,
            .panel-admin .panel-content {
                padding: 16px 12px;
                max-height: 95vh;
            }
            .panel-secreto .resumen-cards {
                grid-template-columns: 1fr 1fr;
                gap: 8px;
            }
            .panel-secreto .resumen-cards .card {
                padding: 10px 12px;
            }
            .panel-secreto .resumen-cards .card .numero {
                font-size: 1.4rem;
            }
            .panel-secreto .tabla-clientes {
                font-size: 0.6rem;
            }
            .panel-secreto .tabla-clientes th,
            .panel-secreto .tabla-clientes td {
                padding: 3px 2px;
            }
            .panel-admin .admin-grid {
                grid-template-columns: 1fr;
            }
            .splash-promo {
                font-size: 0.8rem;
                padding: 8px 12px;
            }
            .opiniones-wrapper {
                padding: 24px 16px;
            }
            footer .footer-grid {
                grid-template-columns: 1fr;
                text-align: center;
            }
            footer .footer-grid ul {
                text-align: center;
            }
            footer .legal-text {
                font-size: 0.7rem;
            }
            footer .trust-badges {
                gap: 12px;
            }
            footer .trust-badges span {
                font-size: 0.6rem;
            }
        }
